Posts Tagged: budget

Mine, All Mine

I made a big purchasing mistake earlier this year. I had a passing thought that I might try wearing makeup again, something I haven’t done since my 20s. A former schoolmate sells skincare products and cosmetics, so I called her

Mine, All Mine

I made a big purchasing mistake earlier this year. I had a passing thought that I might try wearing makeup again, something I haven’t done since my 20s. A former schoolmate sells skincare products and cosmetics, so I called her

Paying Full Price

“I never pay full price for anything,” is a popular humble-brag: I am declaring myself a whiz at negotiating, or using the marketplace in my favour. I am saying I have the best research skills or I know all the

Paying Full Price

“I never pay full price for anything,” is a popular humble-brag: I am declaring myself a whiz at negotiating, or using the marketplace in my favour. I am saying I have the best research skills or I know all the

This Year in Money

Hi! The categories for my financial review were inspired by Asian Pear in this blog post (I will link to the 2015 version when it arrives: soon, I think!) Budget Method and Tools Around November each year, I think about

This Year in Money

Hi! The categories for my financial review were inspired by Asian Pear in this blog post (I will link to the 2015 version when it arrives: soon, I think!) Budget Method and Tools Around November each year, I think about

Half Year Budget 2015

Caveat: This is not a personal finance blog and I live in a 2-person, 2-income household with no debts. Frugal types, click your Back button now! My spending has been out-of-sorts for a few months. I have been recording all my

Half Year Budget 2015

Caveat: This is not a personal finance blog and I live in a 2-person, 2-income household with no debts. Frugal types, click your Back button now! My spending has been out-of-sorts for a few months. I have been recording all my

A Year in Money

I looked back over my budget and spending in 2014. I switched “systems” this year. For the first time, I put aside monthly amounts toward all of my upcoming irregular bills, so my spending was spread out equally over 12

A Year in Money

I looked back over my budget and spending in 2014. I switched “systems” this year. For the first time, I put aside monthly amounts toward all of my upcoming irregular bills, so my spending was spread out equally over 12

No Spend Days

I track the money I spend. However, I have never tracked “not spending.” Lots of Personal Finance Bloggers make note of how many days a month they spend nothing. I didn’t think that would be a useful tool for me.

No Spend Days

I track the money I spend. However, I have never tracked “not spending.” Lots of Personal Finance Bloggers make note of how many days a month they spend nothing. I didn’t think that would be a useful tool for me.

Living Pay to Pay

At the end of January, I made a big contribution to my RRSP (retirement fund), to the point of wiping out my cash savings. My next pay dates were February 6 and 20. For the whole month of February, I

Living Pay to Pay

At the end of January, I made a big contribution to my RRSP (retirement fund), to the point of wiping out my cash savings. My next pay dates were February 6 and 20. For the whole month of February, I

Where the Money Goes

I’ve analyzed my expenses for the whole year of 2013 and I’m ready to admit where my money goes! But first, a preamble: Payroll Deductions My employer gives me a non-taxed benefit of 3% of my salary for our “Flex

Where the Money Goes

I’ve analyzed my expenses for the whole year of 2013 and I’m ready to admit where my money goes! But first, a preamble: Payroll Deductions My employer gives me a non-taxed benefit of 3% of my salary for our “Flex

Annual Cost of Living Report 2013

This will be the third time I’ve looked at my annual cost of living for day-to-day essentials. I try to do a little better every year for the environment and for my wallet! Heating Costs (Heating Oil) We used 2197

Annual Cost of Living Report 2013

This will be the third time I’ve looked at my annual cost of living for day-to-day essentials. I try to do a little better every year for the environment and for my wallet! Heating Costs (Heating Oil) We used 2197

Spending Report Recap

I did my first monthly spending report in September which brought me up to September 25. You would think I’d be very motivated to spend nothing for that last week, because I was holding myself accountable by posting here. No

Spending Report Recap

I did my first monthly spending report in September which brought me up to September 25. You would think I’d be very motivated to spend nothing for that last week, because I was holding myself accountable by posting here. No