Not-So-Sad Savings

Last year I tracked how much I saved using coupons, and how much I earned and spent on my points cards. The less you spend, the less you “save” with points and other schemes. Being frugal, I thought it wouldn’t

My 7 Rewards and Membership Cards

I’ve always wondered if I get my money’s worth out of membership and rewards cards, so I’ve decided to track them for the upcoming year. I am always pleased to get rewards money to spend, and no matter how slowly