2019…The year I stopped using cash.
- I dump nickels and dimes into a coin bank. Last year, I accumulated $16 and this year, only $8.
- My bank no longer gives out wrappers for rolling coins. They have to accept coins, though – even obsolete pennies! (which ended production in 2013)
- I intended to pay for items under $5 by cash, to save local merchants the Interac or credit card fees. But they don’t care anymore – they just turn the payment machine toward me.
- My favourite independent coffee shop has no issue with me buying a $2 coffee and adding a tip on a card.
- I am no longer the old lady who counts out exact change! If everyone uses tap, it speeds up lines in busy stores and everyone is happier.
- I paid for a jacket with cash, and the “cashier” (sales associate?) had to call a supervisor because they hadn’t learned to take cash or make change!
- I can pay for parking anywhere via credit card or app.
- If I split the cost of a gift or a meal with family or friends, they’d always rather give or receive money by bank transfer.
- I am guessing the young people in my life would rather get e-transfers for their birthdays than cash in a card! (Although no complaints either way, yet) 😊
- All my charitable donations are set up through direct debit, automatic credit card billing or payroll deduction.
- Likewise all my bills.
- I finally found a banking plan with unlimited free Interac transactions and e-transfers.
And the closing argument:
- The last time I withdrew cash to keep in my wallet “just in case,” it sat there until I re-deposited it to the bank a month later!
I think I am officially responsible enough to view electronic transactions as real money.
Do you use cash?