Category Archives: Personal Finance

The True Cost of a No Spend Day

I like reading personal finance blogs and I like the concept of No Spend Days, those days when you make an effort to buy nothing. Trying to achieve a run of No Spend Days helps me keep discretionary spending down –

The True Cost of a No Spend Day

I like reading personal finance blogs and I like the concept of No Spend Days, those days when you make an effort to buy nothing. Trying to achieve a run of No Spend Days helps me keep discretionary spending down –

Save Money with a Grocery Price Book

Keeping a grocery price book is one tool to save money on groceries. If you already shop from a grocery list and use menu plans to save money and reduce waste, a grocery price book is the perfect next step.

Save Money with a Grocery Price Book

Keeping a grocery price book is one tool to save money on groceries. If you already shop from a grocery list and use menu plans to save money and reduce waste, a grocery price book is the perfect next step.

Grocery Geekery

More than half of 2016 has passed so it’s time for a half-year grocery tally! I’ve tracked and analyzed my grocery spending every year since I started this blog. At our house we’ve gone through some dramatic changes in food shopping

Grocery Geekery

More than half of 2016 has passed so it’s time for a half-year grocery tally! I’ve tracked and analyzed my grocery spending every year since I started this blog. At our house we’ve gone through some dramatic changes in food shopping

Paying Full Price

“I never pay full price for anything,” is a popular humble-brag: I am declaring myself a whiz at negotiating, or using the marketplace in my favour. I am saying I have the best research skills or I know all the

Paying Full Price

“I never pay full price for anything,” is a popular humble-brag: I am declaring myself a whiz at negotiating, or using the marketplace in my favour. I am saying I have the best research skills or I know all the

Banking Overhaul

I like doing business with my bank, and when Rom arrived in Canada, I recommended he deal with them too. Recently, however, he’s been getting better services and products than I have! What gives? The answer: Although I review my

Banking Overhaul

I like doing business with my bank, and when Rom arrived in Canada, I recommended he deal with them too. Recently, however, he’s been getting better services and products than I have! What gives? The answer: Although I review my

YNAB 2016 Budget App Review

YNAB (You Need a Budget) is the best budgeting system I’ve ever used. But – I won’t be subscribing. This is clearly not a sponsored post. I am a personal finance and budget geek. I’ve kept track of my spending

YNAB 2016 Budget App Review

YNAB (You Need a Budget) is the best budgeting system I’ve ever used. But – I won’t be subscribing. This is clearly not a sponsored post. I am a personal finance and budget geek. I’ve kept track of my spending

This Year in Money

Hi! The categories for my financial review were inspired by Asian Pear in this blog post (I will link to the 2015 version when it arrives: soon, I think!) Budget Method and Tools Around November each year, I think about

This Year in Money

Hi! The categories for my financial review were inspired by Asian Pear in this blog post (I will link to the 2015 version when it arrives: soon, I think!) Budget Method and Tools Around November each year, I think about

Grocery “Reveal”

Every year I tally up the actual foods we bought during the year, and not just what they cost. I had a look over 2015 and thought about what we can do differently. If anyone asked me, I would say we are

Grocery “Reveal”

Every year I tally up the actual foods we bought during the year, and not just what they cost. I had a look over 2015 and thought about what we can do differently. If anyone asked me, I would say we are

Full Year Grocery Hand-Over Results

Last January I asked my spouse, Rom, if he would take over grocery shopping for the year. He was up for the challenge. He kept the same budget we had in 2014 which was $500 a month for groceries, snacks,

Full Year Grocery Hand-Over Results

Last January I asked my spouse, Rom, if he would take over grocery shopping for the year. He was up for the challenge. He kept the same budget we had in 2014 which was $500 a month for groceries, snacks,

In September

September is a transitional month – as shown by my choice of snacks. I had my last ice cream cone of the season and my first Pumpkin Spice Latte! I loaded up on local fresh food: Coronation grapes, yellow plums,

In September

September is a transitional month – as shown by my choice of snacks. I had my last ice cream cone of the season and my first Pumpkin Spice Latte! I loaded up on local fresh food: Coronation grapes, yellow plums,