Category Archives: Personal Finance

Half Year Budget

Every once in a while, I do a personal finance post. This is not a frugality blog. It’s more like a “Mortgage-Free Couple Spends Every Penny of Their Dual Incomes” blog. I know I have readers who live on 15%

Half Year Budget

Every once in a while, I do a personal finance post. This is not a frugality blog. It’s more like a “Mortgage-Free Couple Spends Every Penny of Their Dual Incomes” blog. I know I have readers who live on 15%

Toronto and Back

Just returned to work after a 5-day trip to Toronto. For me that’s an 1800 km/1100 mile (one way) trip which is a 2.5 hour flight. This is my third trip to Toronto since I started blogging – and likely

Toronto and Back

Just returned to work after a 5-day trip to Toronto. For me that’s an 1800 km/1100 mile (one way) trip which is a 2.5 hour flight. This is my third trip to Toronto since I started blogging – and likely

My Taxation Situation

Get ready for a long grumble if you talk to anyone in Canada about sales tax! Its visibility on our receipts makes it the brunt of our loudest tax complaining. Since 2008 when the federal Goods and Services Tax (GST)

My Taxation Situation

Get ready for a long grumble if you talk to anyone in Canada about sales tax! Its visibility on our receipts makes it the brunt of our loudest tax complaining. Since 2008 when the federal Goods and Services Tax (GST)

Living Pay to Pay

At the end of January, I made a big contribution to my RRSP (retirement fund), to the point of wiping out my cash savings. My next pay dates were February 6 and 20. For the whole month of February, I

Living Pay to Pay

At the end of January, I made a big contribution to my RRSP (retirement fund), to the point of wiping out my cash savings. My next pay dates were February 6 and 20. For the whole month of February, I

It’s Year-End Grocery Tally Time

Last year I looked at how much food I bought with my grocery dollars. I was keen to do it again this year and compare. In 2012 I spent $5784 on all food coming into the house, plus paper goods.

It’s Year-End Grocery Tally Time

Last year I looked at how much food I bought with my grocery dollars. I was keen to do it again this year and compare. In 2012 I spent $5784 on all food coming into the house, plus paper goods.

New Year, New Grocery Budget

The grocery budget at our house has morphed a few times in the past 2-1/2 years. First we started reducing packaged food and making more things from scratch, then we became vegetarian, and now we are avoiding most paper products

New Year, New Grocery Budget

The grocery budget at our house has morphed a few times in the past 2-1/2 years. First we started reducing packaged food and making more things from scratch, then we became vegetarian, and now we are avoiding most paper products

Where the Money Goes

I’ve analyzed my expenses for the whole year of 2013 and I’m ready to admit where my money goes! But first, a preamble: Payroll Deductions My employer gives me a non-taxed benefit of 3% of my salary for our “Flex

Where the Money Goes

I’ve analyzed my expenses for the whole year of 2013 and I’m ready to admit where my money goes! But first, a preamble: Payroll Deductions My employer gives me a non-taxed benefit of 3% of my salary for our “Flex

Annual Cost of Living Report 2013

This will be the third time I’ve looked at my annual cost of living for day-to-day essentials. I try to do a little better every year for the environment and for my wallet! Heating Costs (Heating Oil) We used 2197

Annual Cost of Living Report 2013

This will be the third time I’ve looked at my annual cost of living for day-to-day essentials. I try to do a little better every year for the environment and for my wallet! Heating Costs (Heating Oil) We used 2197

Just Say Yes

Last year I posted about how I choose charities to support in My Charity Action Plan. This year  I am giving to the same charities, but I want to do a little better. I met my goal this year of

Just Say Yes

Last year I posted about how I choose charities to support in My Charity Action Plan. This year  I am giving to the same charities, but I want to do a little better. I met my goal this year of

My Goals for 2014

This year I didn’t set many major goals – I was coasting! I had 3 accomplishments: I started a new job, saved enough for a trip to New York City (to be scheduled in 2014) and almost completed a home

My Goals for 2014

This year I didn’t set many major goals – I was coasting! I had 3 accomplishments: I started a new job, saved enough for a trip to New York City (to be scheduled in 2014) and almost completed a home