Annual Cost of Living Report 2013

This will be the third time I’ve looked at my annual cost of living for day-to-day essentials. I try to do a little better every year for the environment and for my wallet! Heating Costs (Heating Oil) We used 2197

Personal Finance Snapshot

Rom and I have been married almost 4 years, and since the beginning, we have kept our finances separate. This seems to be an unusual arrangement, so I thought I would post about how we do it. The reasons we

An Exacting Cost of Living Report

It is once again time for my annual cost of living report! I am always curious how my expenses compare year-over-year, especially for essentials. For the past two years, I have been trying to reduce my grocery bills and utility

Budgeting for the Blips

I am a personal finance junkie, but I have always left it to others to blog about. Today I thought I’d share my method of “cash flow budgeting” and see if I can compare techniques with you! Cash flow budgeting