Category Archives: Personal Finance

Personal Finance Snapshot

Rom and I have been married almost 4 years, and since the beginning, we have kept our finances separate. This seems to be an unusual arrangement, so I thought I would post about how we do it. The reasons we

Personal Finance Snapshot

Rom and I have been married almost 4 years, and since the beginning, we have kept our finances separate. This seems to be an unusual arrangement, so I thought I would post about how we do it. The reasons we

An Exacting Cost of Living Report

It is once again time for my annual cost of living report! I am always curious how my expenses compare year-over-year, especially for essentials. For the past two years, I have been trying to reduce my grocery bills and utility

An Exacting Cost of Living Report

It is once again time for my annual cost of living report! I am always curious how my expenses compare year-over-year, especially for essentials. For the past two years, I have been trying to reduce my grocery bills and utility

Not-So-Sad Savings

Last year I tracked how much I saved using coupons, and how much I earned and spent on my points cards. The less you spend, the less you “save” with points and other schemes. Being frugal, I thought it wouldn’t

Not-So-Sad Savings

Last year I tracked how much I saved using coupons, and how much I earned and spent on my points cards. The less you spend, the less you “save” with points and other schemes. Being frugal, I thought it wouldn’t

2012 Goal Update: Month 12 and Year-End Report

I will zip through my December updates and tell you how my goals worked out for the year. Kulture Goals: See 12 concerts Goal status: PASS – 10 events over 15 nights; saw 40 bands Rom and I bought tickets

2012 Goal Update: Month 12 and Year-End Report

I will zip through my December updates and tell you how my goals worked out for the year. Kulture Goals: See 12 concerts Goal status: PASS – 10 events over 15 nights; saw 40 bands Rom and I bought tickets

Year-End Grocery Tally 2012

We Ate HOW Much? This is an update to the half-year report posted here. I started a tally last January 1 of how much food Rom and I brought into the house for a full year. I had tracked grocery

Year-End Grocery Tally 2012

We Ate HOW Much? This is an update to the half-year report posted here. I started a tally last January 1 of how much food Rom and I brought into the house for a full year. I had tracked grocery

A Penny Saved

Every year I try to account for every penny I spend, but of course, some of them just seem to…escape. I should be writing an ode to the penny because Canada is going to stop producing its 1 cent coins

A Penny Saved

Every year I try to account for every penny I spend, but of course, some of them just seem to…escape. I should be writing an ode to the penny because Canada is going to stop producing its 1 cent coins

My Charity Action Plan

‘Tis the season to give and give some more! I budget for annual donations to several charities. And, like a lot of people, I usually put off making some of those donations until December. I have thought a lot about

My Charity Action Plan

‘Tis the season to give and give some more! I budget for annual donations to several charities. And, like a lot of people, I usually put off making some of those donations until December. I have thought a lot about

A Week Around the Web

I don’t have any devices with apps on them – I still read websites on a laptop. I bookmark my favourites and don’t use an RSS reader. I am starting to feel like a Luddite! Today I will tell you

A Week Around the Web

I don’t have any devices with apps on them – I still read websites on a laptop. I bookmark my favourites and don’t use an RSS reader. I am starting to feel like a Luddite! Today I will tell you

Budgeting for the Blips

I am a personal finance junkie, but I have always left it to others to blog about. Today I thought I’d share my method of “cash flow budgeting” and see if I can compare techniques with you! Cash flow budgeting

Budgeting for the Blips

I am a personal finance junkie, but I have always left it to others to blog about. Today I thought I’d share my method of “cash flow budgeting” and see if I can compare techniques with you! Cash flow budgeting

2012 Goal Update: Month 8

Here is an update on my annual goals for August. Kulture: Concerts On July 30, Rom and I went to see Slash. He played with Myles Kennedy, the singer with Alterbridge, who has one of those Classic Rock-type voices. I

2012 Goal Update: Month 8

Here is an update on my annual goals for August. Kulture: Concerts On July 30, Rom and I went to see Slash. He played with Myles Kennedy, the singer with Alterbridge, who has one of those Classic Rock-type voices. I